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Pet Insurance

Pet Insurance for the Unexpected

Pet insurance provides you coverage from the unexpected expenses that may come with dog or cat ownership. This coverage includes accidents and illnesses to wellness and preventive visits.

As a pet owner, you have the right to choose your favorite licensed veterinarian anywhere in the United States. Your pet health insurance plan will provide you coverage you can count on with cash back on vet bills.

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Examples of Dog Insurance Coverage

Get the coverage you need to protect yourself and your canine companion.

Accident

  • Broken bones
  • Animal attack
  • Hit by a car
  • Poisoning
  • Heat Stroke

Illness

  • Ear infections
  • Diabetes
  • Vomiting
  • Allergies
  • Cancer

Wellness

  • Annual physical exam
  • Vaccination
  • Heartworm
  • Flea control
  • Health screen
Physical Exam Example Infographic
Reimbursement shown based on the Level 1 wellness rider benefit schedule allowance
Ear Infections Example Infographic
80% reimbursement shown after the annual deductible has been met.

Examples of Cat Insurance Coverage

Protect yourself with coverage for these scenarios for your feline companion.

Accident

  • Broken bones
  • Animal attack
  • Hit by a car
  • Lily ingestion
  • Torn nail

Illness

  • Bladder infections
  • Hyperthyroidism
  • Diarrhea
  • Vomiting
  • Ear infections

Wellness

  • Annual physical exam
  • Vaccination
  • Heartworm
  • Flea control
  • Health screen

You Understand What You Are Buying

At Harmoning Agency, we believe in our customers understanding what they are buying. It is important to us for you to know exactly what coverage you have for the moments you need it. With pet insurance from Nationwide, you will receive complete coverage with options for accident, illness and wellness coverage. Let us walk through exactly what this coverage means for you and your pet so you know what your next visit to your veterinarian will look like.

broken bones example
80% reimbursement shown after the annual deductible has been met.

Affordable Pet Health Insurance for Cats and Dogs

At Harmoning Agency, your pet health insurance plan makes it easy to care for both cats and dogs while keeping costs manageable. Here’s how it works with a few examples:

  • Ear Infection: If your pet has an ear infection and the veterinary bill is $256, you’ll be reimbursed 80% after the annual deductible is met. That means you pay just $51 out of pocket.
  • Broken Bones: In the case of an accident, like a broken bone with a veterinary bill of $2,123, you’ll be reimbursed 80%, which comes to $1,698, leaving you with just $425 to pay.
  • Physical Exam: For routine care, such as a physical exam costing $43, your Level 1 wellness rider covers most of the cost, so you’ll only pay $3.

With your pet health insurance plan, you can ensure your cat or dog gets the best care without breaking the bank.

What Makes Us Different?

Our customers are why we are in business. This is what makes us different from other insurance providers. Annually we will review your insurance coverages to ensure that your plan continues to provide the coverage you need for you and your loved ones. If you have questions in between your reviews, give us a call or stop in and we will be glad to help you understand your coverage. Educating our customers to understand your current and potential insurance coverage and how it looks in certain scenarios is important to us at the Harmoning Agency.

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