As the leaves begin to change and cooler air sets in, now is the perfect time to prepare your home for winter. Fall clean up is more than raking leaves; it’s about protecting your property and avoiding costly home insurance claims down the road. A little maintenance today can save you a lot tomorrow.
1. Clear Gutters and Downspouts
Falling leaves and debris can clog gutters, causing water to overflow and damage your siding, roof, or foundation. Make sure gutters are clear and securely fastened to handle heavy snow and ice during the winter.
2. Trim Trees and Shrubs
Overhanging branches weighed down by snow or ice can break and damage your roof, siding, or power lines. Trim trees and shrubs away from your house now to minimize the risk of damage later.
3. Inspect Your Roof
Loose or missing shingles may lead to leaks when snow and ice accumulate. Address roof repairs before winter storms make access difficult. This simple step can prevent water damage, one of the top causes of home insurance claims.
4. Seal Windows and Doors
Drafty windows and poorly sealed doors increase heating costs and can allow moisture to seep in. Check weatherstripping and insulation, replacing or repairing as needed.
5. Prepare Outdoor Spaces
Drain garden hoses, shut off outdoor faucets, and store patio furniture. Pressure wash and seal decks or patios to protect them from harsh winter weather.
Stay Protected with Harmoning Agency
Fall clean up is a smart way to protect your investment and avoid filing home insurance claims. Staying proactive with maintenance ensures your home is safe, energy efficient, and ready for the season ahead.
At the Harmoning Agency, we’re here to help you safeguard what matters most. Contact us today to learn more about our home insurance options and how we can support you through every season.