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Find Joel for a chance to win

Find Joel at Minnesota Farmfest for a Chance to Win!

Minnesota Farmfest is back August 4–6, 2026, near Morgan, Minnesota. This annual event brings together farmers, ag businesses, industry experts and rural families for three days of equipment, education and meaningful conversations. This year, Farmers Union Agency is adding a little extra fun to the experience. Find Joel at Farmfest, take a photo with him […]

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Dig It Campaign

Insurance for Dirt Work Businesses That Actually Fits How You Work

If your business involves dirt, heavy equipment, and job sites, you already know the risks do not wait until later in the season. One accident, one breakdown, or one missed detail can turn into a costly problem fast. Excavators, landscapers, farmers, gravel haulers, drainage contractors, and concrete crews all rely on equipment, vehicles, and experience

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Before Dirt Hits the Shovel

Before Dirt Hits the Shovel, Take Time to Review Your Insurance

As winter winds down, contractors and farmers start thinking about equipment, crews, and the upcoming season. What often gets overlooked is insurance. An insurance review for contractors before the season begins ensures your coverage still fits the work you are about to do. Once equipment comes out of storage and jobs begin, it is much

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Collision vs. Comprehensive: Understanding Your Auto Coverage

Collision vs. Comprehensive: Understanding Your Auto Coverage

When you look at your auto insurance policy, you will likely see two terms side by side: Collision and Comprehensive. While they are often bundled together as “full coverage,” they actually protect you from very different types of “what-ifs.” At the Harmoning Agency, we believe you will understand what you are buying. Whether you are

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