As we head into colder weather, most of us start moving things around in the garage. The mower gets tucked away, the snowblower comes out, bikes get hung up, and somehow all the tools and equipment from summer need to find a home. While you’re doing that, it’s a good time to take a quick
Garage Storage Safety: What to Think About Before Winter Read More »
By August, the year can look a lot different than it did when you first sat down to talk about your insurance. Maybe you bought a new piece of equipment. Maybe you added acres, started doing custom work, built a new shed, or changed how you use some of your equipment. Sometimes those changes are
What Changed on Your Farm This Year? Read More »
Minnesota Farmfest is back August 4–6, 2026, near Morgan, Minnesota. This annual event brings together farmers, ag businesses, industry experts and rural families for three days of equipment, education and meaningful conversations. This year, Farmers Union Agency is adding a little extra fun to the experience. Find Joel at Farmfest, take a photo with him
Find Joel at Minnesota Farmfest for a Chance to Win! Read More »
Recognition in the insurance industry is never about one moment. It is built over years of relationships, service, and showing up for clients when it matters most. Recently, Farmers Union Agency was named the 2026 Agency of the Year by the Independent Insurance Agents Association of Minnesota, also known as the Big “I.” It is
Farmers Union Agency Named 2026 Agency of the Year Read More »
Summer around here has a rhythm of its own. You hear it in the parade sirens, the music downtown, the tractors rolling by, and the kids asking how much candy they can collect before the parade is over. You see it in the lawn chairs lined up along Main Street, the food stands, the ball
2026 Summer Events and Parades Around Renville County Read More »
Every spring, we start seeing the same problems show up after storms roll through. A few shingles are missing. Siding is loose. Gutters get pulled down. Water starts showing up where it should not. Sometimes it is a roof leak. Sometimes it is water in the basement. Sometimes it is damage you do not notice
Spring Storm Damage and How to Avoid It Read More »
Excavation work comes with risks that most industries never face. When you are moving dirt, you are working around heavy equipment, unstable ground, and utilities that may or may not be where the map says they are. That is why insurance for excavation and dirt work cannot be treated like a standard contractor policy. Across
Insurance for Excavation and Dirt Work in Minnesota Read More »
If your business involves dirt, heavy equipment, and job sites, you already know the risks do not wait until later in the season. One accident, one breakdown, or one missed detail can turn into a costly problem fast. Excavators, landscapers, farmers, gravel haulers, drainage contractors, and concrete crews all rely on equipment, vehicles, and experience
Insurance for Dirt Work Businesses That Actually Fits How You Work Read More »
As winter winds down, contractors and farmers start thinking about equipment, crews, and the upcoming season. What often gets overlooked is insurance. An insurance review for contractors before the season begins ensures your coverage still fits the work you are about to do. Once equipment comes out of storage and jobs begin, it is much
Before Dirt Hits the Shovel, Take Time to Review Your Insurance Read More »
When you look at your auto insurance policy, you will likely see two terms side by side: Collision and Comprehensive. While they are often bundled together as “full coverage,” they actually protect you from very different types of “what-ifs.” At the Harmoning Agency, we believe you will understand what you are buying. Whether you are
Collision vs. Comprehensive: Understanding Your Auto Coverage Read More »