Recognition in the insurance industry is never about one moment. It is built over years of relationships, service, and showing up for clients when it matters most. Recently, Farmers Union Agency was named the 2026 Agency of the Year by the Independent Insurance Agents Association of Minnesota, also known as the Big “I.” It is […]
Farmers Union Agency Named 2026 Agency of the Year Read More »
Summer around here has a rhythm of its own. You hear it in the parade sirens, the music downtown, the tractors rolling by, and the kids asking how much candy they can collect before the parade is over. You see it in the lawn chairs lined up along Main Street, the food stands, the ball
2026 Summer Events and Parades Around Renville County Read More »
Every spring, we start seeing the same problems show up after storms roll through. A few shingles are missing. Siding is loose. Gutters get pulled down. Water starts showing up where it should not. Sometimes it is a roof leak. Sometimes it is water in the basement. Sometimes it is damage you do not notice
Spring Storm Damage and How to Avoid It Read More »
Excavation work comes with risks that most industries never face. When you are moving dirt, you are working around heavy equipment, unstable ground, and utilities that may or may not be where the map says they are. That is why insurance for excavation and dirt work cannot be treated like a standard contractor policy. Across
Insurance for Excavation and Dirt Work in Minnesota Read More »
If your business involves dirt, heavy equipment, and job sites, you already know the risks do not wait until later in the season. One accident, one breakdown, or one missed detail can turn into a costly problem fast. Excavators, landscapers, farmers, gravel haulers, drainage contractors, and concrete crews all rely on equipment, vehicles, and experience
Insurance for Dirt Work Businesses That Actually Fits How You Work Read More »
As winter winds down, contractors and farmers start thinking about equipment, crews, and the upcoming season. What often gets overlooked is insurance. An insurance review for contractors before the season begins ensures your coverage still fits the work you are about to do. Once equipment comes out of storage and jobs begin, it is much
Before Dirt Hits the Shovel, Take Time to Review Your Insurance Read More »
When you look at your auto insurance policy, you will likely see two terms side by side: Collision and Comprehensive. While they are often bundled together as “full coverage,” they actually protect you from very different types of “what-ifs.” At the Harmoning Agency, we believe you will understand what you are buying. Whether you are
Collision vs. Comprehensive: Understanding Your Auto Coverage Read More »
A Fair Question, No Pressure Attached You may have heard us say it, and I want to explain what we mean. If you aren’t working with the fastest growing agency in the area, why not? That is not a line meant to make anyone feel uncomfortable. It is a simple invitation to take a second
If you aren’t working with the fastest growing agency in the area, why not? Read More »
Long Time Trust This December, I have been thinking a lot about what it means to serve this area for more than 25 years. When you have the opportunity to do something for that long, you realize pretty quickly it is not about policies. It is about people. It is about being the one you
Years of Gratitude: A December Thank You from Joel Read More »
Your family is about to go on a much-needed vacation and break from the cold Minnesota winter. Have you considered how to prepare for your trip with your safety top of mind? We have gathered a few tips to help you out before you head out. Make Copies of Your ID and Passport When traveling,
Steps to Preparing for Your Upcoming Vacation Read More »