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Excavator Insurance

Excavation can be risky. The bigger the excavator job, the bigger the crew, the bigger the risk. That’s where the Harmoning Agency, the Farmers Union Agency of Franklin, comes in. Your local stop for all your insurance needs, big or small.  Excavators, landscapers, farmers, gravel haulers, cement contractors and more: make sure you are covered for your equipment, vehicles and liability in case of damage or injury. ensure it all so that we can be there when you need us most.

We are here to advise you on managing all the particular risks associated with heavy construction and equipment, including excavators. You invested a lot of money in the equipment and a lot of time in your company. Doesn’t it make sense to fully protect it all?

While it might be tempting to take the damage as it comes, it is important for construction companies to consider the situation in its entirety. Excavation and other heavy equipment jobs could potentially be hazardous, as it involves working with large implements, employees, and the potential for damage. Let us do the heavy lifting of reviewing your coverage annually on all your machinery so that you can stay focused on the quality job completion at your site.

A Local Excavator’s Testimony

I’ve been with Joel since he opened his doors as a homeowner, as a farmer at the time, and now as a small business owner. Joel covers everything I do. He is attentive to the process. We meet once a year and go through what we have and what we don’t have. He’s just an all around good guy. I’ve been doing dirt projects like this for five years now and I never have to worry if I have the policies I need for private, city, county and state work. If I don’t know the details, Joel finds them for me. As far as thorough insurance work, Joel is your man. I would certainly recommend the Harmoning Agency to any of your business or personal needs.

Phil Nestande from GOT DIRT? of Fairfax, Minnesota
Phil Nestande, Owner and Operator of Got Dirt? out of Fairfax, Minnesota, shares his customer experience working with Harmoning Agency for his excavator business.

The Harmoning Agency is your local stop for insurance coverage. We are fellow community members ready to help you and your excavation business to find the best coverage for your needs. Don’t hesitate to call. We are here for you at all hours of the day, knowing that problems do not arise only during normal business hours. Contact us today to review all your business’ insurance needs.

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