September is Pet Insurance Month, and it is the perfect time to think about the four-legged family members who bring so much joy to our lives. Whether you are laughing at a dog that cannot stop chasing its tail, watching a cat who insists they own the house, or caring for a more unique companion, one thing is true. Your pet’s health and happiness matter.
Just like people, pets can face the unexpected. From emergency surgeries to routine check-ups, veterinary bills can add up fast. That is where pet insurance steps in. Nationwide, one of the largest providers in the country, offers flexible options designed to help protect both your pet and your budget.
What Nationwide Pet Insurance Covers
Nationwide gives pet owners choices to match different needs and budgets. Depending on the plan you select, coverage may include:
- Accidents & Injuries: Emergency care such as broken bones, swallowed objects, or lacerations.
- Illnesses: Conditions like ear infections, allergies, and chronic diseases such as diabetes.
- Wellness Care: Preventive services like exams, vaccinations, flea/tick prevention, and dental cleanings.
How Nationwide Pet Insurance Works
Nationwide coverage can be used at any licensed veterinarian, including specialists and emergency clinics. Here is the simple process:
- Visit your vet and pay upfront for care.
- Submit your claim to Nationwide.
- After meeting your annual deductible (between $100 and $500), you will be reimbursed for covered costs.
Reimbursements may be a percentage of eligible expenses or based on a set allowance, depending on the plan. Policies also reset each year, giving you a fresh start.
Things to Keep in Mind
- Pre-existing conditions are not covered, so enrolling pets while they are young and healthy is best.
- Premiums are based on age, breed, and location.
- A 14-day waiting period applies before coverage begins.
- Each pet needs their own policy, but multi-pet discounts are available.
A Pet Parent’s Perspective
Real stories often make the biggest difference when deciding if coverage is right for you. A little real-life reminder why pet insurance matters, from Shylyn’s personal experience:
“One ran face-first through ragweed. Then Billie got stung and ended up with a baseball-sized abscess. It’s been a busy month of vet visits hahaha…”
Both could’ve been pricey, but Shylyn’s accident coverage gave her the peace of mind to just take care of her pups.
That’s what it’s all about, taking care of the ones we love, without the extra worry.
Is Pet Insurance Right for You?
September Is Pet Insurance Month is a reminder that pet insurance is not just about saving money. It is about making sure you never have to choose between your pet’s health and your wallet. Thinking about your pet’s lifestyle, age, and health needs can help you decide what coverage brings the most peace of mind.
At the end of the day, pets rely on us for everything. Having pet insurance ensures you are prepared for whatever life brings, so your furry, feathered, or scaly family members get the care they deserve.