Recently Harmoning Agency presented at the Renville County EDA Lunch & Learn on business insurance. Let’s take a deeper dive into the types of insurance a business would need and how each works. Business Insurance What you don’t know can hurt you! Types of Business Insurance General Liability This insurance provides coverage for a business
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September is Life Insurance Awareness Month. As an independent agent at Harmoning Agency, we work with several life insurance companies to provide you with the best coverage that fits you. Now is a good time to reevaluate your plans and make sure you have life insurance in place. It will give you peace of mind
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Now is the time to work on your home. Summer maintenance projects save you money, improve your home and ultimately keep your loved ones safe.
Summer Maintenance Projects to Save You Money Read More »
Excavation can be risky. The bigger the excavator job, the bigger the crew, the bigger the risk. That’s where the Harmoning Agency, the Farmers Union Agency of Franklin, comes in. Your local stop for all your insurance needs, big or small. Excavators, landscapers, farmers, gravel haulers, cement contractors and more: make sure you are covered
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“If You Build It, They Will Come” As a contractor, the saying “If you build it, they will come” might be a familiar one. As you work to build and construct your clients vision, insurance and coverage should be the last thing on your mind. That’s where Farmers Union Insurance of Franklin comes in. Contractors,
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This Memorial Day weekend, please take a moment to remember those who have lost their lives in service for our country. They are our true heroes! While many citizens appreciate this holiday for the long weekend, today we are reminded of the ultimate sacrifice so many have made for our freedom. Join us as we
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With homeowners policies, you need to be careful that you don’t just assume that everything is covered. If you have items such as camera equipment, if you start taking pictures for a living or as a sideline business, there’s an exclusion in most homeowners policies for business use of those items. Let’s dive into more
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Spring cleaning is a ritual for many households. It is the time we put away our winter clothes and rid our houses of items we no longer want. It is also a time for deep cleaning. Did you know simple deep, spring cleaning can help protect you from claims? Play Video Change Air Duct Filters
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You’ve paid off a loan; congratulations! Before celebrating one less loan payment, there is an important, often forgotten, step you need to take with your insurance policy. Did you know that your insurance agent should be notified once you paid off a loan? Joel Harmoning, Owner and Licensed Career Agent of Harmoning Agency, provides insight
You’ve paid off a loan, now what? Read More »
Play Video A question we receive occasionally from our customers is what is the difference between employer group life insurance and agent purchased life insurance. Life insurance provided through your employer is fine and usually, reasonably priced. Sometimes it is even paid for by the employer. But it should not be your only life insurance.
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