Fourth of July signifies that the second half of summer has begun. The first Tuesday of August means Minnesota Farmfest kicks off! Farmers throughout the state of Minnesota come near and far to learn about the most recent innovations in agriculture and meet with agribusinesses. Will we be seeing you this year? Minnesota Farmfest Minnesota […]
Many weather experts are warning Minnesotans to prepare for tough spring weather with strong winds, hail and more. As many of us know all too well, this can often lead to home insurance claims to repair damages. Hail storms are becoming more common in recent years and may be another contributing factor to raising home
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Many members of the community are excited about the warmer weather to enjoy the many great things Minnesota has to offer. For the farming neighbors, this time of the year means long hours and traveling with slow moving vehicles. Keeping everyone in our community safe is important to us at the Harmoning Agency. As we
Let’s Keep Farmers Safe This Season Read More »
While most insurance companies represent one organization, company or group of underwriters, at the Harmoning Agency we work with a variety of companies to ensure that our customers have the best possible insurance coverage. Given the changes in the industry, that has become more difficult to navigate as many companies are dropping lines of coverage
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The weather is beautiful and we’re all ready to enjoy the spring-like temperatures. Before you jump onto your ATVs, take a moment to remember these safety tips. The Golden Rules of ATV Safety There’s an average 100,000 emergency room related injuries and over 700 deaths annually related to ATVs as stated by the United States
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At Harmoning Agency, we strive to make sure that our customers know what they are purchasing. The reason we got into the business is to help people. This is why we don’t hate our jobs. There have been so many changes in the industry recently and that is affecting everyone. Our work still remains the
State of the Industry Read More »
By now, many of us have noticed the trend of prices continuing to be on the rise. The insurance industry is continuing to see economic challenges and inflation impact all insurance companies. As a result, individuals and businesses continue to see their insurance premiums continue to rise. Why are my premiums going up when I
Why Do Premiums Continue to Rise? Read More »
Scams seem to come in all different shapes and sizes these days. Whether your grandma is getting called to “help” her grandson with a credit card over the phone or fraudulent charges are noted on your bank account, scams are a real part of our world today. Inform your family and work with an industry
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This is a question we get often when speaking about life insurance coverage. Years ago, it was believed that only the bread winner would need life insurance coverage. However, this train of thought doesn’t take into account the value both people contribute. How would your family function without both contributions to the family? Things like
Do Both Spouses Need Life Insurance? Read More »
At the Harmoning Agency, we have shared many times about the importance of having a life insurance policy. Here are three critical times in your life that you should be sure to evaluate your policies. Getting Married Starting a family means a lot of things. It means you have someone to share your life with
3 Critical Times You Need Life Insurance the Most Read More »