At the Harmoning Agency, we have shared many times about the importance of having a life insurance policy. Here are three critical times in your life that you should be sure to evaluate your policies.
Getting Married
Starting a family means a lot of things. It means you have someone to share your life with but it also means that someone is responsible for the life that will continue after you are gone. You want to be sure to have a policy that will support your family and allow them to live the lifestyle you have come accustomed to.
Having a Child
A good parent prepares their child for life without them. One way you can help set them up for success is by ensuring that they have what they need to satisfy your debts and prosper. Having life insurance is also critical if something were to happen to you or your significant other while your child or children are still young. Raising a child costs $310,605 from birth to 18 years of age according to the Washington Post. If you are not there to help provide, a life insurance policy can be there to support your family.
Taking On More Debt
Buying a home, starting a business, purchasing land, getting that dream lake cabin are all great reasons to celebrate. But if you need to take on debt to achieve your dreams, you need to also look at evaluating your life insurance policy. If you are not there to service the debt, someone else has to take that on. In order to protect your loved ones, you should have a life insurance policy in place.
You Might Be Surprised At How Affordable Life Insurance Could Be
At the Harmoning Agency, we are your insurance partner and it is our goal to help you understand what you are buying. We work with a variety of companies to help ensure that you are matched with the right policy for your needs. If you have any questions at all on what policy is right for you, reach out to us and we will walk you through the process.
If you are ready to start your application today, you can complete our online application to get instant insurance coverage. The entire application is online but we are always here to help. Get started today!