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American flag

A Tribute to Our True Heroes

This Memorial Day weekend, please take a moment to remember those who have lost their lives in service for our country. They are our true heroes! While many citizens appreciate […]

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separate insurance riders

Learn the Ins and Outs of Separate Endorsements

With homeowners policies, you need to be careful that you don’t just assume that everything is covered. If you have items such as camera equipment, if you start taking pictures […]

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spring cleaning

Spring Cleaning Saves You Money

Spring cleaning is a ritual for many households. It is the time we put away our winter clothes and rid our houses of items we no longer want. It is […]

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Joel Harmoning

You’ve paid off a loan, now what?

You’ve paid off a loan; congratulations! Before celebrating one less loan payment, there is an important, often forgotten, step you need to take with your insurance policy. Did you know […]

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life insurance

Employer vs. Agent Life Insurance

Play Video A question we receive occasionally from our customers is what is the difference between employer group life insurance and agent purchased life insurance. Life insurance provided through your […]

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Joel Harmoning Merry Christmas

Thank You for a Great 20th Year in Business

Thank to all of our customers for a great, but unusual year. 2020 brought with it many challenges but as we celebrate our 20th year in the insurance business at […]

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Youth Plus Life Insurance

Youth Plus Life Insurance

As a grandpa I know firsthand the love and feelings you have when you have grandkids. I would do anything for them, just like you would for yours. How about […]

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charitable giving through life insurance

Charitable Giving Through Life Insurance

Millions of Americans make donations of cash and property to the charities of their choice each year. However, many donors are left wishing that they could do more for the […]

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life insurance

Term versus Whole Life Insurance Policies

Throughout the month of September we have been discussing with a lot of our customers the topic of life insurance and why it is such an important thing to do […]

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reevaluating life insurance

Reevaluate Your Life Insurance Coverage

If you have a life insurance policy, you may think you are set. You may ask, why should I reevaluate my policy? Just like any insurance coverage, when your life […]

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Best Coverage

When is a good time to reevaluate your homeowner’s insurance?

Wouldn’t it be nice if the easy button was real? Do something once and never do it again. Homeowner’s insurance is not one of those things that can be done […]

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home insurance

Save Money on Your Insurance Premium

Saving money on your insurance premium can be easy. The best way to approach avoiding a home insurance claim is to stay on top of maintenance.

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