If you have a life insurance policy, you may think you are set. You may ask, why should I reevaluate my policy? Just like any insurance coverage, when your life changes, your insurances should change with it.
What has changed in your life since you purchased your life insurance policy? Have you had another baby or purchased a new home? Perhaps you’ve paid off your mortgage, but now have a cabin. Your kids may be adults now, but what about your grandchildren? Perhaps when you purchased your first policy, disability or long term care weren’t concerns for you at that time. Are they now? You also can purchase life insurance with riders for disability and long term care needs.
A conversation to review your policy and ensure that you have the right coverage for your current reality will give you peace of mind. And couldn’t we all use a little bit more of that?
Contact us today at Farmers Union Insurance – the Harmoning Agency in Franklin, Minnesota.