Wouldn’t it be nice if the easy button was real? Do something once and never do it again. Homeowner's insurance is not one of those things that can be done once and never done again. The reality is, as your life changes your home insurance needs to change as well. Those who establish their home coverage and then forget it are oftentimes those who will be missing key coverage when they most need it.
A person should reevaluate their homeowner’s coverage anytime something life-changing happens in your home. Have you added children? Are your children going off to college? Is there a change in your marital status? How about changing jobs or careers? Any of these items would be a good time to sit down with us at the Harmoning Agency to ensure that you have the coverage you need for your family.
Quick Checklist
- adding children
- children are going off to college
- change of marital status
- change of a job or career
- starting a sideline business
Starting a New Hobby?
Let's say you decide to start doing more in the photography business and you buy expensive camera equipment. Most homeowners deductibles are high like a thousand dollars. Would you like to schedule that photography equipment so it had a zero deductible and had better protection? Maybe you aren’t sure what coverage you need. Contact us and we will help you answer these questions based on your needs.
Schedule Your Regular Review
Still not convinced you need to reevaluate your coverage? Maybe you are the one of few people who had zero changes all year long? We at the Harmoning Agency still encourage you to schedule a regular review with us to review your insurance. As the world of insurance seems to be changing by the moment, we want to ensure that your coverage protection remains where you need it. Give us a call today to get your regular review scheduled.