At the Harmoning Agency, we believe insurance is more than just a policy—it’s peace of mind. Since 2000, we’ve had the privilege of serving the agricultural community, small businesses, and personal customers in Franklin and the surrounding areas. As agents who live, work, and play in the same communities as you, we are deeply grateful […]
A Message from Joel: Thank You for Your Continued Trust Read More »
Emergencies are stressful and unpredictable, but knowing what to do in the moment can make all the difference. Whether you’re involved in a car accident, dealing with property damage, or managing a family or pet medical emergency, the steps you take immediately after can affect your safety, your insurance claim, and your peace of mind.
What to Do After An Emergency Read More »
Pet care is a growing industry. Even in a small town in Minnesota, we are seeing more small businesses growing and developing in pet care. We believe in our customers knowing what they are buying, so let us ensure you have the coverage you need for your pet business when you may need it most.
Now Offering Pet Business Insurance Read More »
Fire prevention month is an important month for me not only because of my work with insurance but also because of my 29 years of being a volunteer firefighter with the Franklin fire department. There’s nothing good that comes out of an unintended fire but the good news is that by just remembering a few
Fire Prevention Tips for Your Home Read More »
Insurance coverage can get confusing. At Harmoning Agency, we believe our customers should always know what they are buying. No matter the changes in the industry, this is and always has been our mission. We have been getting many questions on the differences between replacement cost coverage versus actual cash value coverage. Let’s take a
Replacement Cost Versus Actual Cost Value Coverage Read More »
It’s no secret that the insurance industry is rapidly changing everyday. At Harmoning Agency, we firmly believe in our mission of our customers knowing what they are buying. A new series of questions that has come to the forefront of many customer conversations is around the topic of percentage deductibles. To help continue educating our
How Could Percentage Deductibles Impact Me? Read More »
The most important thing this summer is to stay safe. Whether you are traveling, look your vehicle over first. Remember everybody needs to be wearing their seatbelts and don’t be speeding. Golf cart and ATV safety is a must. Let’s be careful out there and keep having fun. Local Area Parades Play Video Whether you
Summer 2024 Activities Read More »
Fourth of July signifies that the second half of summer has begun. The first Tuesday of August means Minnesota Farmfest kicks off! Farmers throughout the state of Minnesota come near and far to learn about the most recent innovations in agriculture and meet with agribusinesses. Will we be seeing you this year? Minnesota Farmfest Minnesota
Many weather experts are warning Minnesotans to prepare for tough spring weather with strong winds, hail and more. As many of us know all too well, this can often lead to home insurance claims to repair damages. Hail storms are becoming more common in recent years and may be another contributing factor to raising home
How Increased Claims Caused Hike in Home Insurance Premiums Read More »
Many members of the community are excited about the warmer weather to enjoy the many great things Minnesota has to offer. For the farming neighbors, this time of the year means long hours and traveling with slow moving vehicles. Keeping everyone in our community safe is important to us at the Harmoning Agency. As we
Let’s Keep Farmers Safe This Season Read More »